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If you have contacted the collection agency and requested a validation of debt, but they haven’t sent you a proof of your legal obligation to pay off debt, you need to send a letter to the credit bureau. You should send the letter via a registered mail. Debt Validation Follow-up Letter to credit bureau Your [...]
If a collection agency doesn’t contact you with enough proof even after you’ve requested a debt validation, you may send them a Debt Validation Follow-up Letter (via registered mail). Here’s a sample of such a letter. Your Name Your Address Your Phone # Collector’s Name Collector’s Address Date Dear Collection Manager, Re: Account Number__________ I [...]
Your Name Your Address Your Phone # Collector’s Name Collector’s Address Date Dear Collection Manager, Re: Account Number__________ This is to inform you that I’ve recently pulled my credit report and noticed that there’s a collection from your agency on my credit report. I have never been notified of this collection. However, this letter does [...]