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How to write a letter explaining your impending mortgage forclosure when applying for loan restructuring. The Hardship Letter is a document that must be created in your own words. Basically you want to get across to the bank that you did experience a hardship but are looking to resolve the situation with their help. I [...]
Request to Original Creditor to Request an Investigation About A Negative Listing Please follow the instructions on using this letter or you can do more damage to yourself. <Your Name> <my address> <your credit card company name> <Company address> <Date> Re: Acct #XXX-XXX-XXXXXXX To Whom It May Concern: I recently pulled my credit report from [...]
Sample Motion to Vacate IN THE SUPERIOR COURT OF THE STATE OF [YOUR STATE] IN AND FOR THE COUNTY OF [YOUR COUNTY] [The Original Plaintiff] Plaintiff, vs. [YOU] , Defendant. No. [COURT REFERENCE NUMBER] MOTION AND DECLARATION TO VACATE JUDGMENT NOW COMES the Plaintiff, Pro Se and prays this Honorable Court to Deny the Defendant’s [...]
Letter to explain late payments when applying for credit How to write a letter explaining your mortgage and/or other lates when applying for credit. OK, so you have gotten your credit report in the best shape possible and you are trying for that new home. BUT, your credit still has some dings. Even though you [...]
Notification of lawsuit The following is a sample letter informing a credit reporting agency that you have filed suit against them. June 13, 2007 Equifax 1550 Peachtree Street Atlanta, GA 30309 To Whom It May Concern: Enclosed is a copy of the lawsuit that I filed against you in (my county) court on March 22, [...]
The Letter to Send to the Credit Bureaus After the Collection Agency Fails to Validate Your Debt Assuming you have contacted the collection agency using our debt validation methods, and they have failed to send you adequate proof of your legal obligation to pay a debt, this is the letter you need to write to [...]
Write a Collection Agency to Stop Them from Reporting Zombie Debt If a collection agency is coming after you for zombie debt (debt which is outside of the statute of limitations), here is the letter you should send them. This letter is a triple whammy – it tells the collection to get lost because the [...]
Debt Validation You don’t have to go quoting a bunch of laws and regulations the first time you request debt validation from a collection agency. Really! Merely requesting it is sufficient to start the ball rolling under the FDCPA. <Name> <Address> <Collection Agency> <Collection Agency Address> <Date> Re: Acct XXX-XX-XXXXX I just pulled a copy [...]
Attempt to Validate Debt The following is a sample letter requesting a collection agency to validate that they owe you a debt. You can also try this letter. Confused about how to use this form or have questions about the debt validation technique? We are here to help! Call us to speak to a credit [...]
Cease and Desist The following is a sample letter requesting a collection agency to cease and desist contact with you for a debt owed. CEASE and DESIST COLLECTION EFFORTS Cheatem Collections 123 Fagetaboutit Ave Chicago, IL 17 April 2000 RE: Account 5145454156 Dear Sir or Madam: I request that you CEASE and DESIST in your [...]