Your Full Name: Your Permanent address: Present contact number: Name of CRA Address of CRA Dear CRA (Give the name here), I would like to dispute the inaccurate information on my credit file. The item(s) have been listed below and a copy of the credit report has been attached with erroneous information circled in red. [...]
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If you’re looking to remove old negative items from your credit report, a Goodwill Letter is what you may need. Using goodwill letters, you can request your creditor or collection agency to remove negative listings purely out of goodwill. For instance, if you’ve made late payments due to hardship but have been a good customer [...]
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A wage assignment is where you request your employer to deduct a certain amount of your wages in order for you to make payments to a third party or creditor. If you no longer want your creditor to use the wage assignment, you need to send him a Revoke Wage Assignment Letter. Given below is [...]
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If you’re in financial problems, you may need to contact your creditors and request an alternative payment plan. This is when a letter to contact creditors can help you. Letter to contact creditors for reduced payment plan Your Name Your Address Your Phone# Creditor’s Name Department Creditor’s Address Date Dear Creditor, Re: Account Number__________ This [...]
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If you have a past due payment or delinquent account, try negotiating an alternative payment plan with your creditor. This is when you’ll need a “letter to request creditor for alternative payment plan”. You’ll find a sample format of such a letter as given below. Letter to request creditor for alternative payment plan Your Name [...]
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