Free Sample Letters, Sample Forms, Business Letters, Sample Resumes, College Letters » removal of inquiries http://www.letters101.com Sample Letters, Best Sample Letters, Sample Business Letters and Forms, sample resignation letter, sample resume letters, free sample letter templates, sample interview letters, sample debt letters, sample letter recruiter, sample letters for colleges, sample salary letter, sample compliment letter Wed, 01 Feb 2012 03:10:15 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Letter requesting removal of inquiries http://www.letters101.com/letters-to-credit-bureaus/letter-requesting-removal-of-inquiries/ http://www.letters101.com/letters-to-credit-bureaus/letter-requesting-removal-of-inquiries/#comments Fri, 29 May 2009 04:40:49 +0000 admin http://www.letters101.com/?p=10 Removing inquiries Prepare letters to each inquiring creditor asking them to remove their inquiry. The Fair Credit Reporting Act allows only authorized inquiries to appear on the consumer credit report. You must challenge whether the inquiring creditor had proper authorization to pull your credit file.

Your letter can go something like this:

    Re:  Unauthorized Credit Inquiry

    Dear American Express,

    I recently received a copy of my Experian credit report.  The credit
    report showed a credit inquiry by your company that I do not recall
    authorizing. I understand that you shouldn't be allowed to put an
    inquiry on my file unless I have authorized it.  Please have this
    inquiry removed from my credit file because it is making it very
    difficult for me to acquire credit.

    I have sent this letter certified mail because I need your prompt
    response to this issue.  Please be so kind as to forward me
    documentation that you have had the unauthorized inquiry removed.

    If you find that I am remiss, and you did have my authorization to
    inquire into my credit report, then please send me proof of this.

    Thanking you in advance,

    Jane Caveat-Debtor

If you would like to download a copy of this file for cutting and pasting into some other text editor for your information, click here.

This letter is part of our credit repair strategy

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