Debt Validation You don’t have to go quoting a bunch of laws and regulations the first time you request debt validation from a collection agency. Really! Merely requesting it is sufficient to start the ball rolling under the FDCPA.
<Name>
<Address>
<Collection Agency>
<Collection Agency Address>
<Date>
Re: Acct XXX-XX-XXXXX
I just pulled a copy of my credit report and noticed that [...]
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Requesting the removal of inaccurate information Always include any copies of proof you may have (i.e., cancelled checks showing timely payments, paid off accounts, loans: anything that will show the information is indeed erroneous). It never hurts to include the consequences that have resulted from this wrongful information as well. The credit agencies give the [...]
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Sample letter 1 – Removal of Inaccurate Information
The following is a sample letter requesting the removal of inaccurate information. Always include any copies of proof you may have (i.e., cancelled checks showing timely payments, paid off accounts, loans: anything that will show the information is indeed erroneous). It never hurts to include the consequences that [...]
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