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Debt Validation You don’t have to go quoting a bunch of laws and regulations the first time you request debt validation from a collection agency. Really! Merely requesting it is sufficient to start the ball rolling under the FDCPA. <Name> <Address> <Collection Agency> <Collection Agency Address> <Date> Re: Acct XXX-XX-XXXXX I just pulled a copy [...]
Requesting the removal of inaccurate information Always include any copies of proof you may have (i.e., cancelled checks showing timely payments, paid off accounts, loans: anything that will show the information is indeed erroneous). It never hurts to include the consequences that have resulted from this wrongful information as well. The credit agencies give the [...]
Sample letter 1 – Removal of Inaccurate Information The following is a sample letter requesting the removal of inaccurate information. Always include any copies of proof you may have (i.e., cancelled checks showing timely payments, paid off accounts, loans: anything that will show the information is indeed erroneous). It never hurts to include the consequences [...]